Sorry if this is a dumb question. Im a noob at this. What is considered a high risk road? I googled the term but no real good answers.
With AD2 the Cherokee is very capable in most situations.
Lots of rocks that are loose or embedded , deep ruts, deep mud/washed out roads, or basically anything your Cherokee will have to climb over should be avoided.
With my AD2 Limited I will avoid any situation where I could bottom out with rocks etc that could hit the undercarriage. Actually mud and snow will stop you cold if you sink in it.
Actually hitting a deep rut and having rocks on the road can be an issue without skid plates if the drop is enough.
Also remember you have no hooks to be pulled out if you get stuck.
Only the Trail Hawk has skid plates for that protection and even then stuff still can get damaged.
Also tires have a lot to do with the terrain handling and are a must if you will need lots of traction.
Now skid plates can be added after purchase. Some forum members have done the installs themselves.
Tires can also be changed out if you are careful with sizing.
A good source would be LEN1304 in his photo gallery as he has done some serious stuff with his Hawk.
I have had some adventures but I have to use some common sense in knowing my limitations.
Good luck and you will have fun....................